Current Rate
Now is the best time to invest in GM Financial Right Notes. All investments earn 4.75%*.
Compare our rate to what you're currently earning and maximize your investment.
4.75%*
* Rate as of November 18, 2024
Investing in Right Notes involves certain risks.
Review the prospectus for further details on how interest rates are set.
Features & Benefits
Right Notes are a flexible investment opportunity that allows you to put aside
money while still having access to your funds whenever you need them.
Higher rates than most traditional savings accounts
$500 minimum initial investment
Daily compounding interest automatically reinvested monthly
Convenient online enrollment & investment management
Additional investments ($50 minimum) are accepted at anytime
How to Invest
Whether you’re saving or investing, GM Financial Right Notes are a convenient solution. Right Notes are unsecured demand notes from GM Financial offered in the U.S. by prospectus only. You can add to your Right Notes investment any time with one-time or recurring automatic payments from your bank account. See how easy it is to invest.
- Confirm Eligibility
Right Notes are available to individual investors or entities that have a U.S. address and either a valid Social Security number or a Taxpayer Identification Number assigned by the Internal Revenue Service. Please see the Right Notes Terms for additional details.
- Understand your investment
Read the prospectus. The prospectus is the legal document we filed with the Securities and Exchange Commission (SEC) that provides details about GM Financial’s demand note program. This, along with the Right Notes Terms, may help you make a more informed decision.
Download Prospectus Download Right Notes Terms - Complete the investment form
Visit our convenient and secure enrollment website to electronically fund your initial investment from your U.S. bank account. (Cash cannot be accepted.)
- Invest and start earning
You will earn daily interest on your principal investment. Your interest will be automatically reinvested to your Right Notes at the end of each month.
Get Started
Online Access
Your Right Notes profile and transaction history is available to you anytime, anywhere. Managing your Right Notes
investment online is the easiest and most convenient way to track progress, check your balance, and more.
- Check current rate
- Initiate investment transactions
- Request redemption with no hidden fees
- Review investment balance and transaction history
- Update profile information
- Set up Right Notes activity alerts
FAQS
Demand notes — known as Right Notes at GM Financial — are unsecured, variable-rate debt obligations that often offer higher interest rates than most traditional savings accounts and can be redeemed at anytime.
In order to invest in the Right Notes, your registered address must be in the United States, and you must have a valid Social Security number or U.S. federal tax identification number. Investments can be made by individuals at least 18 years old, corporations, partnerships, limited liability companies, firms, associations and trusts, or as custodial investments pursuant to the Uniform Gifts to Minors Act of the state in which you reside. You may invest individually or jointly with another eligible investor.
Since its acquisition by GM in 2010, GM Financial has rapidly grown to become GM’s global full captive finance company. You can learn more at gmfinancial.com. For information about earnings results, filings with the Securities and Exchange Commission and our current investor presentations, visit our Investor Center.
No, the Right Notes are not subject to the protection of any insurance, including FDIC insurance or regulation. An investment in the Right Notes is not equivalent to a savings, deposit or other bank account.
You can call the Right Notes Service Center at 1-844-556-1485. Our representatives are available Monday through Friday between 8 a.m. and 7 p.m. (ET).
Information & Forms
Enrollment
Prospectus
Right Notes Terms
Privacy Notice
Fee Schedule
Change Request
Profile updates, additional investments
and redemption options
Identify individuals who can transact on corporate, trust or partnership Notes
Contact Info
Right Notes Investor Services
Call
Hours
Monday through Friday
8 a.m. to 7 p.m. (ET)
GM Financial Right Notes
P.O. Box 534016
Pittsburgh, PA 15253-4016
(Cash cannot be accepted)
RightNotes.com are unsecured debt obligations of General Motors Financial Company, Inc. and are not guaranteed by General Motors Company. Right Notes do not constitute a savings, deposit or other bank account and are not insured by or subject to the protection of the Federal Deposit Insurance Corporation. Right Notes are not a money market fund, which are typically diversified funds consisting of short-term debt securities of many issuers, and therefore do not meet the diversification and investment quality standards set forth for money market funds by the Investment Company Act of 1940.
General Motors Financial Company, Inc. ("GM Financial") has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents GM Financial has filed with the SEC for more complete information about GM Financial and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov or by downloading them from the GM Financial Right Notes Web site at RightNotes.com. Alternatively, GM Financial will arrange to send you the prospectus if you request it by calling toll-free 1-844-556-1485
View our Online User Agreement.